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  • Writer's pictureCrown of Light

How to Know the Value of a Diamond

Updated: Sep 6, 2019

To most of us, shopping for diamonds is a bit mystifying. We can become overwhelmed by the sheer array of diamonds available today. It’s even more confusing if you try to shop online because you have to trust the vendor that the description and images are genuine.

There is hope for all of us, however. Certain elements of a diamond’s quality can be proven—and that helps consumers to standardize the valuation process. The first thing you should become familiar with is an understanding of the 4Cs of a Diamond. This system of grading diamonds helps establish the stone’s quality; from there, one can find its monetary value.

This mini-tutorial describes the 4Cs of a diamond; Cut, Color, Clarity and Carat Weight.

4Cs of Diamond

Cut—This describes the quality of the finish, proportion and polish of a stone. These factors are key in determining the fire and brilliance of a diamond. Don’t confuse ‘cut’ in the 4Cs with a diamond’s shape—we’re talking about the cutting quality in this case.

Color—Diamonds are valued for their ‘lack’ of color. A universal system of expressing color (or lack of it) is by using the GIA color scale that starts with D (for colorless) to Z (showing a light yellow). Most diamonds have some varying degree of body color, be it ever so slight. The closer the color grade is to D, the higher the value.

Clarity - Describes the lack of or number of flaws in the stone. Grades assigned to each diamond could be "F" for Flawless to "I" describing a diamond with notable Inclusions. Buyers often choose a stone with some inclusions that may not be visible to the naked eye—because these offer a good value.

Carat Weight - This refers to the weight of the stone, not necessarily its size. For example, 1-carat diamond weighs 0.20 grams. The larger the carat, the pricier the diamond of course; but the other "C's" also influences its price.

When choosing a diamond, you take all these factors into considerations --- because as you can see, selecting a fine quality diamond not just about the size of the stone itself.

Crown of Light's team of trained appraisers master the iconic diamonds's cut value and gemological specification.

Diamond Certificates

A great help that consumers have when choosing a diamond is the diamond grading report, sometimes referred to as a Diamond Certificate. This document issued by an independent laboratory who examined the stone grades the diamond on its 4Cs, and more. That report clearly describes the findings which helps to establish its value. Diamonds International knows how vital this certificate is in determining the proper price for each diamond. So, look to them for the finest diamonds anywhere---with grading reports available on their quality stones.

Laser Inscriptions Here's another safety measure to know. Many top-notch retailers offer diamonds with laser inscriptions on the girdle (around the center diameter) of the stone. This can identify many important traits about the stone including in some cases, the authenticity of a premium brand. Why not ask one of the friendly diamond professionals at Diamonds International to show you laser inscriptions on their exclusive Crown of Light Diamond? No other retailer offers genuine Crown of Light diamonds than Diamonds International. That laser inscription is your proof of getting an authentic Crown of Light diamond.

Insurance Once you purchase a fine diamond, you want to protect your investment. The diamond certificate, and a laser inscription where applicable and your proof of purchase are all helpful in establishing the value of your diamond. You’ll likely want to get an insurance rider to your home owners policy that protects your diamond from the unlikely event of damage or loss. By understanding these elements of value and having documentation for support, you’ll be able to enjoy your diamond for the rest of your life---knowing that you made a wise decision with your gorgeous diamond purchase.

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